so... someone has my credit card info

PsYch008 · Post by **PsYch008** » Fri Apr 20, 2007 5:33 pm

well, i was lookin online at my credit card statements today, and there was a 50 dollar charge from XBOX live... now, the funny thing is... i have NEVER owned an xbox....

the people at xbox live were assholes and even tho i told them it was a fraudulent account, they wouldnt reverse the charge, or cancel the account.

so i had to go through fraud at my bank, have them cancel my card, and send me a new one, and deal with the charge through the fraud department...

awesome.

LittleTom · Post by **LittleTom** » Fri Apr 20, 2007 5:34 pm

OWNED

i mean...uh....that sucks....

PsYch008 · Post by **PsYch008** » Fri Apr 20, 2007 5:36 pm

LittleTom wrote:OWNED

i mean...uh....that sucks....

yup totally owned... (cant wait till you are old enough to have credit fraud against you, it feels nice)

LittleTom · Post by **LittleTom** » Fri Apr 20, 2007 5:43 pm

Lol, well some russian guy somehow got ahold of my parents credit card once. Luckily my parents canceld it before anything huge could happen.

Post by **Stress** » Fri Apr 20, 2007 5:54 pm

That uhm.... sucks.

hellsharpt · Post by **hellsharpt** » Fri Apr 20, 2007 5:58 pm

notify one of the three credit bureaus that you may be the victim of identity theft. They can put an alert on your credit file (with all 3 credit bureaus) that makes it difficult for anyone other than you to open any any charge accounts. It will be a bit more time consuming for you, but safer.

I'd also pull your credit report and see if there's anything unfamiliar on it. You can get a free copy 1x per year from each of the bureaus.

All this info is for the US only, not sure where you are form.

PsYch008 · Post by **PsYch008** » Fri Apr 20, 2007 8:30 pm

hellsharpt wrote:notify one of the three credit bureaus that you may be the victim of identity theft. They can put an alert on your credit file (with all 3 credit bureaus) that makes it difficult for anyone other than you to open any any charge accounts. It will be a bit more time consuming for you, but safer.

I'd also pull your credit report and see if there's anything unfamiliar on it. You can get a free copy 1x per year from each of the bureaus.

All this info is for the US only, not sure where you are form.

yea, im from reno nevada...

so is there a number i should call or what?

and how in the hell did anyone get my info? the card hasnt left my wallet in over a year, i dont even use it... its very strange.

hellsharpt · Post by **hellsharpt** » Fri Apr 20, 2007 8:40 pm

PM sent

for others to get a copy of your credit report go here:

https://www.annualcreditreport.com/cra/index.jsp

Google it to see for yourself if it's legit.

The three main credit bureaus are Equifax, Experian, and Trans Union.

Lots of laws are in place to try to help consumers, but ID theives are prettty slick.

Zypher · Post by **Zypher** » Fri Apr 20, 2007 8:55 pm

thanks for telling me

i gotta cancel my xbox live soon.

PsYch008 · Post by **PsYch008** » Fri Apr 20, 2007 9:52 pm

Zypher wrote:thanks for telling me

i gotta cancel my xbox live soon.

lol zypher, if it was you sweetie, you could have just asked, and i woulda let you use my card :love: